Dining well doesn’t mean spending blindly. For those who frequent upscale restaurants, there’s a smart way to elevate the experience without compromising on elegance: using discounted or cashback-enabled gift cards. Whether it’s a celebratory steak dinner or an indulgent weekend tasting menu, platforms like Fluz, Rakuten, and Ibotta let you earn cashback at premium dining destinations—all while paying as you normally would.
Why Use Gift Cards for Fine Dining?
Gift cards aren’t just for gifting. For savvy diners, they offer a discreet way to layer rewards on top of a high-end meal. Since most restaurants allow gift cards to be applied toward the full bill—including tax and tip—buying them strategically can yield savings without altering the dining experience. When paired with cashback platforms, that indulgent filet mignon might come with a little financial return.
Top Restaurants with Cashback Gift Card Opportunities
- Ruth’s Chris Steak House
Known for its sizzling butter-topped steaks and white-linen ambiance, Ruth’s Chris is a classic choice for special occasions. You can earn cashback at Ruth’s Chris by purchasing a digital gift card through Fluz, which can be used for in-person dining or online orders. - Fogo de Chão
This upscale Brazilian steakhouse delivers a refined take on the churrasco experience. You can buy a Fogo de Chão gift card online through Fluz and enjoy cashback rewards with each transaction. For those who enjoy a curated buffet and tableside carving, it’s a satisfying and strategic choice. - BJ’s Restaurant & Brewhouse
Although slightly more casual, BJ’s blends gourmet options with a stylish setting and can be a go-to for upscale casual dining. Their gift cards offer notable cashback returns on Fluz, making it a great value choice.
Where to Find These Deals
- Fluz: Purchase restaurant gift cards in exact amounts right before paying, and earn cashback instantly. With over 300 merchants, Fluz is a sleek way to offset dining costs—even at higher-end establishments.
- Rakuten: Offers cashback when purchasing gift cards or booking reservations through certain affiliate links. Great for stacking with loyalty programs.
- Ibotta: Known for grocery savings, but their gift card section includes restaurants too. Check the app before making reservations or ordering online.
How to Maximize Your Cashback
- Use a rewards credit card to buy your gift card.
- Stack cashback apps—some allow overlap.
- Check for limited-time gift card bonuses or elevated cashback offers.
- Buy only what you need. Fluz lets you purchase gift cards down to the exact dollar at checkout.
Elegant dining doesn’t have to come with a full-price tag. With a little planning, you can enjoy every course—and get rewarded along the way.



